You’re Young, Understand The Basics Of Future Happiness

November 5, 2022,

Some of us who are much older than you did not figure it out.

We know that much.

As some of us look back on our lives, to say we blew it, is very strong and painful. To say that life passed us by, just as much.

How about we didn’t get it right.

If you are young, when it comes to being happy throughout your life, when you listen to others and read studies, most people say that happiness is a choice.

Which raises the question, if that were true than why isn’t everyone happy?

Good question.

If it is indeed about choice, let’s make that plural.

It is about making the right choices.

Choices that others like parents, community and society tell you to make?

You already know the answer to that one but don’t dismiss its power because those factors are very powerful.

It is about making the right choices for you as a young individual.

So much of that comes down to decision making.

How do you make the right decisions when you don’t have the experience?

Perhaps we can learn from someone who is older in our circle, we’ll call Chad, who is about 70 percent happy. That is a massive improvement from the majority of his married adult life when he was about 20-40 percent happy.

You can of course find many studies on your own but listening to real life experiences can be very helpful.

As a teenager Chad actually made very good decisions.

He began working at 12 years old delivering newspapers and then moved on to working in a restaurant for 4 years.

He saved money and paid cash for his high school car and paid for his college education.

So far, really great.

Because he had a mostly acrimonious relationship with his parents, in his early twenties he was looking for another family. Or group.

That’s when the disastrous decisions began. For seemingly the right reasons.

He joined an organized religion.

He had a major decision to make at 25 years old. Go down a path that God wants him to or find his own path.

The challenge with finding his own path was that he wasn’t sure what he wanted.

So he chose God.

The problem with that decision was that, since he had never met God, nor did God speak to him personally, the decision he actually made was to follow what his religion desired he and others to do to increase and retain their followers.

Very important.

This decision is not about choosing or not choosing religion.

Remember the question we posed earlier? Should you follow what your parents, community or society says you should do or follow what you personally want?

Chad now feels he should have focused much harder on what he wanted to do when he was at that crossroads.

He ended up in a job that he hated and married a woman in the religion that he liked but wasn’t in love with.

He pretended to be happy but, compared to before, he knew that he wasn’t.

His life went from being about 90 percent happy to about 30 percent in a flash.

So, for you, if you are young, now is the time to think very hard about what you want. If you are not sure, try different pathways while not committing to any of them.

One of the most important decisions you will make is finding work that you enjoy and gain satisfaction from.

That is critical.

Don’t just take a job permanently because it pays the bills and has benefits. Try it until you can find something else more suitable to fit your personality. This is extremely important.

Which brings us to the next very important decision that you will most likely have to face.

Money.

How much of it do you want?

Chad’s suggestion?

Aim high but don’t be obsessed. Most important, do not sacrifice important principles or morals to get it but make no mistake about it, making a lot of money solves a lot of problems and tends to introduce you to higher quality people.

Not an insult but in the religion Chad was in, about 90 percent did not possess a college degree.

They resented members like Chad who did.

For repetition, making a lot of money and investing it early is extremely important. Just do it honorably.

One of the things Chad wished he had done was purchase a property, Condo or home, that he could afford and put it on a 10-15 year loan and never refinance it. Instead, he bought a 30 year mortgage and as often happens in life, unforeseen future challenges derailed him and he lost his house.

We know, very tough true story.

Had he done that, in 15 years he would have rental income and no mortgage. Essentially a pension for life.

As far as who to marry, Chad offers no real advice because all of us are so different but if he had to do it again, he would focus on love, which is still risky, because people often do not reveal to you who they really are until you are deep in a relationship and if you have already married them, divorce can be horrific.

Still, you have to start somewhere.

We won’t travel that road but to recap two important factors, here we go.

Find out what career will make you happy. That is crucial.

Next, make money and save tons of it. Virtually everything costs money including the neighborhood that you will eventually live in and the school district you will send your child to.

Still, don’t be obsessed with it.

Now as an older man, why is Chad about 70 percent happy which is a tremendous improvement from before?

After losing his house, since he had saved a lot of money and eliminated friends and family who were financial predators, he paid cash for a condo and boy did his life change after that.

You know what?

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There are few things in life like not having to pay a rent or mortgage. Believe it. And you know what? Someone actually asked him, how so?

How so? Are you kidding?

In many ways you are financially free. Whatever income you have is primarily yours. You can save money like crazy. In today’s world, rent or mortgage is most likely at least $1,000 a month.

Imagine saving $1,000 a month for even just five years? That’s $60,000 for a down payment on a Condo.

Then you can rent out the place you already own free and clear with no mortgage staring over your shoulders. It is virtually all profit. As long as you live within your means on the condo, on a 15 year loan, by the time you are 50, possibly earlier, you now have two properties with no mortgage.

It’s like having two pensions.

Make no mistake about it, even as an older man, this thought process is now possible for him.

Money is not everything but it is very important.

The other reason why Chad’s happiness level has boosted up to 70 percent is because he is working with FCI, loves female sports and is doing what he loves.

Two major decisions that didn’t happen when he was young.

Make money (keep it secret from friends and others). Maybe even from family. Believe it or not, they can be some of the worst financial predators.

Figure out what you love and try and make a living at it.

If you can figure out those two pathways in your twenties, you are already raising your percentages to be happy.

Other areas will be eating right and exercising and taking good care of your health.

You can have all of the money in the world but if you don’t have good health, it can be a miserable life.

Finding the right person to spend your life with? In today’s world of clever users and takers, that’s mostly out of your control. Take care of yourself first and hope for the best on the latter. Most important, protect your money from your new love.

That’s the Chad talking.

When Chad had a family and was working at a job he hated, he lived for the weekends but dreaded Sunday evening because he knew what was coming the next day.

Friday night movies were the best.

Now?

Chad can’t wait to wake up every day.

Next, very important.

Keep your morals, principles and how you deal with people on a higher plane.

The good news for Chad, and possibly you, by applying these things, your percentage level of happiness will most likely continue to climb upward.